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The rules of baccarat are basic and simple to follow. Once you learn
it's easy to remember and you can feel completely comfortable sitting
at any baccarat table or mini baccarat table at the casino, or playing
online. If you're learning the simple (yet non-intuitive) baccarat
rules for the first time you should download a free software package
from one of the many online casinos out there and play along. Many
offer unlimited free play. We have a number of downloads available on
this site which include a selection of online casino packages and a
few tutorial style baccarat programs. I have honestly found it easier
to learn, and easier to teach, by simply downloading a game from a
real casino (one which offers free play of course) and reading along
while messing with the software. The tutorial style software available
for baccarat often overcomplicates the learning process and tends to
leave you feeling more confused than ever.
As the player you are given the choice of either betting on the
banker hand winning, the player hand winning, or a tie between the
two. Two cards are dealt to the player and the banker. If the hand
you're betting on wins, you win even money. Even money bets are 1 to
1, meaning if you bet five dollars, you're paid back the five plus
five more, so your profit is equal to your bet. If you bet on a tie
and it turns out to be one, you're paid 8 to 1. Meaning if you bet 5
dollars on a tie and win, you're paid back your five, plus 40 dollars
more.
The goal of your two-card hand is to try and have a total that is
close to 9. Tens and face cards count as zero, with the exception of
the ace, which is worth 1. Cards 2 thru 9 are worth their face value.
The simplicity of baccarat rules reflects the simplicity of the
scoring and goal itself. There is really only one tricky part:
although there is no such thing as a 'busting hand' as in blackjack,
when your initial card total is a two digit number, the first digit is
dropped. Say you are dealt a pair of sevens - the total is 14, but the
count is set to 4, as the leading 1 is arbitrarily dropped.
If the first two cards of a hand total 8 or 9 the hand is declared
a 'natural' and wins (unless there is a tie between two naturals). If
either hand is a natural, both hands stand, the natural hand wins. If
the total is not a natural win on either hand, another card is drawn
for each hand to determine the winner. Winning banker hands are
usually taxed 5% by the casinos. Remember, anybody can be the banker,
not always a casino employee. This hint is enough to gain an advantage
in baccarat, because you know if the casinos take a cut of just one
hand, that one hand probably has a good chance of winning.
Something the other baccarat rules pages on the Internet aren't
likely to offer as info is this interesting tidbit: even with the 5%
cut taken from winning on a banker hand bet, there is still an
advantage to betting on the banker. The advantage is slim, in the area
0.18%, but in the world of gambling that's really not that small. So
from reading this page you should have picked up enough about baccarat
rules to play a game. It may still be a good idea to try it online
first, and within minutes you'll feel comfortable enough to play
anywhere. There aren't many rules, and the baccarat rules that do
exist are fairly simple, they just differ from other games you may
have played at the casino, so may take a little getting used to.
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